First quarter investment statements are going to look…. volatile.  As you open your statement, you’ll be coming off your 2021 “High” remembering record returns.  Your eyes focus on the 3/31/2022 value…. But turn the page!  Look a little further into your statement. If...

March 7, 2022 Greetings Investor! I often hear folks say, “I’m Losing Money” when the stock market goes down. A friendly reminder:  you only lose money if you cash out or move to a more conservative holding during a market correction.   Your number of SHARES is...

(January 2022) Paying tax on pennies now to have tax free DOLLARS in retirement…. Make the sacrifice it’s worth it. I’m looking at 2021 S&P 500 return at 28.68% and thinking about the year-end statement folks will open this month.  Did your account grow more...

(July 2021)  -Kerry Schepers, ChFC     -Amber Knickrehm Financial Advisor  -Ohnward Interns:  Ethan Orr and Nicholas Ehlinger   There is a new wave of thinking…and our young people, age 30 and younger, are driving it.  They post how they want to live the life...

-by Kerry Schepers, ChFC CHARTERED FINANCIAL CONSULTANT   Did you already forget the March 2020 Stock Market Crash?  I know you remember binge watching the Tiger King…and with that said most people remember bad markets for years.  Even though your year-end...

-by Kerry Schepers, ChFC (Chartered Financial Consultant) By now you should have opened your retirement year end statements.  If you only have a 401K, and your statements are electronic, NOW IS THE TIME to figure out how to log in and look at it. As you review your...

Has an insurance agent recently cold called you in person? Are they driving up the lane and knocking on your door? This is not normal. If you believe this visit is warranted, please invite someone from your family to sit in on the conversation.  If this is not an...

We are watching stock market come backs, and it reminds me of a statement I just read, “We can stay down or Rebound!” Is the stock market coming back too fast?  Is something in the shadows we should watch for? We won’t predict the stock market, however you can gain...

Crash-Yes. Recession-Not yet. We are seeing a big crash due to the coronavirus effecting our economy.  The Dow Jones has fallen by a third since it reached an 11 year high and all-time peak in February of 2020. A stock market crash and a recession are not the same...

Recessions are painful and expansions have been powerful! Your monthly habits are creating wealth. Your patience provides comfort. Be the champion for people around you. Great job investors!!