Blogs and News
Ohnward Wealth and Retirement
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May 1, 2023 “Women in Bereavement Luncheon”
Download our flyer here. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor....
June 2022 – “Why is the Federal Reserve raising rates?
June 15, 2022 the Federal Reserve officials approved a .75 basis-point increase in the Fed’s benchmark. A hike of this magnitude lifts the federal funds target to a range between 1.50 and 1.75. The anticipated interest rate movement is being hastened by concerns...
May 2022 – “Inflation, Recession and GDP- What does this all mean?”
The Federal Reserve (FOMC, Federal Open Market Committee) meets this week, and it seems as if the announcement has already been made, rates are going up .50%. (Fifty basis points) This is great for CD and Annuity savers, not so great for borrowing. The...
April 2022 – “Yes of course LOOK at your quarterly statement!” -Kerry Schepers, ChFC
First quarter investment statements are going to look…. volatile. As you open your statement, you’ll be coming off your 2021 “High” remembering record returns. Your eyes focus on the 3/31/2022 value…. But turn the page! Look a little further into your statement. If...
“You Wouldn’t Be Human If You Didn’t Fear Loss”
March 7, 2022 Greetings Investor! I often hear folks say, “I’m Losing Money” when the stock market goes down. A friendly reminder: you only lose money if you cash out or move to a more conservative holding during a market correction. Your number of SHARES is...
Tax Free is KING!
(January 2022) Paying tax on pennies now to have tax free DOLLARS in retirement…. Make the sacrifice it’s worth it. I’m looking at 2021 S&P 500 return at 28.68% and thinking about the year-end statement folks will open this month. Did your account grow more...
“F.I.R.E. – Financial Independence Retire Early”
(July 2021) -Kerry Schepers, ChFC -Amber Knickrehm Financial Advisor -Ohnward Interns: Ethan Orr and Nicholas Ehlinger There is a new wave of thinking…and our young people, age 30 and younger, are driving it. They post how they want to live the life...
Remembering Tiger King vs The March Stock Market Crash
-by Kerry Schepers, ChFC CHARTERED FINANCIAL CONSULTANT Did you already forget the March 2020 Stock Market Crash? I know you remember binge watching the Tiger King…and with that said most people remember bad markets for years. Even though your year-end...
How to Handle Market Declines
-by Kerry Schepers, ChFC (Chartered Financial Consultant) By now you should have opened your retirement year end statements. If you only have a 401K, and your statements are electronic, NOW IS THE TIME to figure out how to log in and look at it. As you review your...
Fraud! Unprofessional insurance agents visiting elderly and alone:
Has an insurance agent recently cold called you in person? Are they driving up the lane and knocking on your door? This is not normal. If you believe this visit is warranted, please invite someone from your family to sit in on the conversation. If this is not an...